Effective Date: September 8, 2025

These Terms of Service (“Terms”) govern your use of Vital Guard LLC’s website and services. By accessing our site or submitting information, you agree to these Terms.

1. Services Provided

We connect users with insurance plans and providers.

We are not an insurance carrier; all coverage is subject to approval by third-party providers.

2. User Responsibilities

You must provide accurate and truthful information.

You must be at least 18 years old to use our services.

You agree not to misuse the website or submit fraudulent information.

3. Consent to Communications

By submitting your information, you consent to receive communications from us, including but not limited to:

SMS text messages

Phone calls (manual and automated, including predictive dialers)

AI-powered communications (chatbots, voice agents, automated responses)

These communications may be used for marketing, insurance quotes, follow-ups, and account-related purposes. Standard carrier charges may apply.

You may opt out at any time by replying “STOP” to SMS or by contacting us.

4. Third-Party Services

Insurance quotes and services may be provided by third-party carriers and agents.

We are not responsible for their actions, terms, or policies.

5. Limitation of Liability

We make no guarantees of insurance approval, coverage, or savings. We are not liable for:

Errors or delays caused by third-party providers.

Damages arising from use of the website or communications.

6. Modifications

We may update or modify these Terms at any time. Continued use of our services constitutes acceptance of the updated Terms.

7. Termination

We may suspend or terminate your access to services if you violate these Terms.

8. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflicts of law.

Contact Us

Vital Guard LLC
4101 Ravenswood Road, Suite 406
Dania Beach, FL
✉ [email protected]